your local Mortgage advisor in Felpham

💼 Mortgage Services in Felpham

We offer the full range of mortgage and protection services to Felpham clients, including:

🏠 First-Time Buyer Mortgages

Felpham’s quieter streets and seaside charm make it an ideal spot for first-time buyers. We’ll guide you through the process from start to finish, helping you understand your budget, get a mortgage in principle, and secure the right deal.

🔁 Remortgages

Is your current mortgage deal coming to an end? Looking to raise money for home improvements or consolidate debt? We’ll help you explore the best options and decide whether to stay with your current lender or switch – with no upfront fees for initial advice.
🔗 Explore remortgage options

🏘️ Home Mover Mortgages

Whether you’re upsizing, downsizing, or relocating within the Bognor Regis area, we’ll help you port your existing mortgage or secure a new deal that aligns with your budget and future plans.

🏢 Buy-to-Let Mortgages

Looking to invest in rental property near the coast? Felpham’s proximity to the beach and University of Chichester makes it appealing to both families and student renters. We’ll help you structure your mortgage to maximise return.

🌊 Living in Felpham

Felpham is a charming seaside village turned residential hub on the edge of Bognor Regis. With its blend of Georgian cottages, 20th-century homes, and newer developments, Felpham offers a diverse mix of property options. It’s ideal for families, retirees, and anyone who wants to live near the coast while enjoying a tight-knit community feel.

🗺️ Location Highlights:

• Coastal walks and beach access just minutes from the high street

• Nearby primary and secondary schools, including Felpham Community College

• Easy road access via the A259, plus rail links via Bognor Regis station

• Local shops, cafés, pubs and a leisure centre – all within walking distance

Felpham is a popular destination for first-time buyers looking for more space and access to the sea, as well as homeowners moving from more expensive parts of Sussex.

📈 The Felpham Property Market

Felpham has seen consistent growth over the past 10 years, supported by its coastal location, schools, and commuter links. While older homes in central Felpham remain in high demand, several new build developments – such as those near Felpham Way and Flansham Lane – are attracting younger buyers and downsizers alike.

🏗️ New Builds in Felpham – Pros & Cons

As new build mortgage specialists, we work closely with developers in the area to help clients navigate:

✅ Pros:

• Brand new, energy-efficient homes with warranties

• Incentives from developers (stamp duty paid, deposit top-ups, etc.)

• Modern layouts and finishes

• No chain, faster completion

❌ Cons (we help mitigate):

• Valuation issues (we help ensure the price is fair)

• Higher deposits required on some sites

• Build delays – we structure your mortgage timeline accordingly

• Limited flexibility with customisation if buying late in the build

Whether you’re buying a new build or remortgaging your current Felpham home, we’re here to give honest, tailored advice.

🙋‍♂️ Felpham Mortgage FAQs

Can I get a mortgage in Felpham with a small deposit?

Yes – we work with lenders who offer 5% and 10% deposit mortgages, especially for first-time buyers and new build properties.

Is Felpham a good place to invest in property?

Absolutely. Its mix of coastal living, growing population and university proximity makes it a strong location for both residential and buy-to-let investment.

What’s the average house price in Felpham?

Prices vary, but most homes fall between £250,000 and £450,000, depending on size and location. New build homes and beachside properties can fetch higher values.

“Find out more about life in the village via the Felpham Parish Council website.”